At this time, most of the Agri-Services Agency employees are working remotely to limit personal content to the greatest extent possible.  The best way to reach us during this period will be via e-mail at  Our service center staff is also available and can be reached at 877-466-9089.

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Is Your Farm Underinsured?

Don’t risk finding out if your farm is underinsured when you have a loss. Insuring to the accurate value of your home, buildings, equipment, and inventory is an important consideration when reviewing your insurance coverage needs. If you were to have a major loss and your property were unable to be valued, your claim reimbursement could fall short of the actual value and ultimately create financial losses.

It is important to regularly meet with your insurance agent and ensure that your property value is up to date. You can ask for in person visits to verify your values which are determined by a number of factors. You want to be sure that your values are based on current information as well as forecasts.

If you acquire new equipment or land, make sure to reach out to your insurance agent. The same goes for when you expand your operations. Many claims can fall short of actual value when you forget to inform your insurance agent of new items you need insurance on. Just because you are insured, that doesn’t automatically cover any new acquisitions. It is important to call and let your agent know about these to make sure you are properly covered.

Consider asking your agent if they offer any plans with automatic adjustments for changing values. This means that at each renewal, your valuation is automatically adjusted to reflect current building costs in your zip code. This is a good option if available since it automatically accounts for changes in rates.

Studies have shown that a large percentage of homes and farm buildings in the United States are underinsured. This can be disastrous in the event of a loss and could put your farm or you at financial risk. Allow up to help protect you by giving Agri-Services Agency a call at 877-466-9089 today!