ASA News

Latest Blog Post

Why You Need Workers Compensation Insurance

The workers compensation program ...

Read More

Property and Casualty Insurance: The ASA Way

With our experience in the agriculture industry, we know how important the success of your operation is to you. Keeping this in mind, we have designed packages complete with property and casualty insurance just for the agriculture industry and it’s unique needs.

Agri-Service Agency offers a variety of products to meet your farm insurance needs, including:
  • Property
  • Liability
  • Equipment
  • Livestock
  • Auto
  • Pollution
  • Product Recall

Property insurance is there to protect you from financial loss when unexpected circumstances result in damage to your belongings. This coverage applies to dwellings, farm buildings, and other structures. This coverage also covers farm personal property, livestock machinery and equipment, and farm products and supplies.

Liability coverage is there to respond when other’s come into harm’s way, during the course of your business operations. Liability coverage is available for your farm premises, personal liability, and product liability. It can also cover product recall, limited pollution, and recreational vehicles.

Equipment insurance is there to shield your profit and keep you up and running. It is important to insure your large investments. This can include tractors, combines, sprayers, and more. By adding equipment insurance to your farm plan, you can insure these large investments more individually or under a blanket policy based on your needs. It can also provide coverage in unusual instances, such as damage during transportation, foreign object damage, or borrowed machinery.

Livestock insurance is there to guard your most valuable commodity. This can cover losses caused by a variety of incidents such as accidental shootings, attacks by dogs or wild animals, electrocution, and more. Agri-Service Agency offers a variety of ways to protect your livestock. Coverage options include individual coverage, blanket coverage, and herd coverage. With individual coverage you would insure your animals individually, this is most commonly seen with higher valued animals. Insuring your livestock under blanket coverage rolls your animals into your farm property insurance. Lastly, herd coverage is based on your herd size and this is the most common way to insure a herd.

Auto insurance is there to protect vehicles that are used in your daily operation. Commercial coverage on your cars, vans, or trucks offers additional protection for the farm. This type of insurance includes similar coverages to personal auto insurance, such as bodily injury liability, property damage, comprehensive and collision, and more. When shopping for auto insurance it’s important to consider how much coverage you need, what deductible level you are comfortable with, and what your state minimum is.

Pollution insurance is there to defend you in the event of a pollution incident. With today’s increased awareness of environmental issues, even a small incident can become front page news in your local newspaper. Agri-Service Agency has partnered with an industry leading environmental protection insurance company to provide you with customized insurance products not typically available in the standard markets. This includes features such as onsite and offsite cleanup costs, legal defense costs, chemical spraying, and more.

Product recall coverage is there to safeguard you, your products, and your reputation. If you are producing consumer products, you know the danger of a defective product going to market. Our product recall insurance can help you navigate these unique situations. It helps to protect the product replacement, notification and communication expenses, rehabilitation expenses, and more. Our coverage offers a competitive rate structure and coverage options, so you can build a policy based on your individual needs.

Agri-Service Agency is here to help you navigate your options and choose the right coverages for you. If you would like to discuss any of these insurance products further, have any questions, or would like to get the process started today then give us a call at 1-877-466-9089.