Premiums will change due to healthcare reform but there are a lot of factors and dependencies on whether they will increase or decrease.
Essential Health Benefits (EHB) is a term used in the new law to define specific benefits that must be covered in all non-grandfathered health plans for individual or small group policies starting on your first renewal after January 1, 2014.
Subsidies or tax credits are available for those with income between 100% and 400% of the poverty line who are not eligible for other affordable coverage.
PPACA includes two types of subsidies to help make coverage more affordable.
The health insurance marketplace or exchange is a web-based marketplace to compare available coverages and cost.
As a farmer or ag business owner, you may be wondering how all of this will affect you, your family, your business, and your employees. While there are still many unknowns and many questions remain unanswered, there are a few things you should know about changes starting in 2014.
Running a farm is far from easy. With many farmers living on the same land they cultivate, having the proper insurance is essential. Below are a few types of coverage you may want to consider obtaining on top of your current policy. • Do you have a swimming pool, fence, or other additional structure not … More
A farm is a type of business and all businesses should have insurance. To get a firm grasp on the type of coverage you should obtain, you should ask yourself the following questions. • What is the primary purpose of your farm? Some farmers grow crops, some raise livestock, and other split their attention between … More
Many farmers make additional money by selling products at a local market. While finding a way to expand your income is a wise decision considering the current economy, selling foodstuffs could increase your liability risk. You may be able to reduce the threat by making sure you enforce strict rules on hygiene. Sick individuals … More
We probably don’t have to tell you that young workers can be more vulnerable to accidents and injuries on a farm or property than older individuals. It’s only natural that a young inexperienced employee is more likely to make an error of judgment, or be less able to respond appropriately to a situation they haven’t … More