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Agri-Services Agency Blog
Can you rely on us for affordable farm insurance? Yes you can!
1/27/2012 9:42:43 AM
The agriculture business is constantly challenged by uncertainties and risks that the best farming practices cannot control. Farmers need to carry affordable farm insurance to minimize the financial impact of some of these risks.
For any business enterprise, including a farming business, it’s important to have protection from the risk of losing assets. Farmers carry property insurance to protect buildings and equipment against loss or damage from fire, theft, vandalism, and weather extremes.
The weather is a major concern for anyone in the agriculture business who grows crops. Farmers who wish to minimize their dependency on certain types of weather may diversify the range of crops they produce so that they are not so vulnerable if an entire crop is lost. Since produce is perishable – unlike the products of most industries – farmers also face the challenge of a limited ability to delay selling their product until the market improves. Crop insurance can compensate a farmer for crops that are lost or damaged or fail to achieve the yield expected. Also, revenue-based protection may compensate a farmer when crop revenue is reduced because of low market prices.
Finding affordable farm insurance is complex and many farmers consult insurance agencies for assistance with this task. As a local insurance agency, we understand the risks that local farmers face, including the need to maintain a sustainable cash flow in all seasons. We have contacts with some of the major farm insurance companies and can help you to find insurance to protect your assets and your income!
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For any business enterprise, including a farming business, it’s important to have protection from the risk of losing assets. Farmers carry property insurance to protect buildings and equipment against loss or damage from fire, theft, vandalism, and weather extremes.
The weather is a major concern for anyone in the agriculture business who grows crops. Farmers who wish to minimize their dependency on certain types of weather may diversify the range of crops they produce so that they are not so vulnerable if an entire crop is lost. Since produce is perishable – unlike the products of most industries – farmers also face the challenge of a limited ability to delay selling their product until the market improves. Crop insurance can compensate a farmer for crops that are lost or damaged or fail to achieve the yield expected. Also, revenue-based protection may compensate a farmer when crop revenue is reduced because of low market prices.
Finding affordable farm insurance is complex and many farmers consult insurance agencies for assistance with this task. As a local insurance agency, we understand the risks that local farmers face, including the need to maintain a sustainable cash flow in all seasons. We have contacts with some of the major farm insurance companies and can help you to find insurance to protect your assets and your income!
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